Today was a day of victory and slight disappointment. I went to the courthouse this morning to try and dig up as much information I could find in Mike's and my name. I learned my name, is in fact, on not only the deed, but also on the mortgage and note. So..I guess the foreclosure threat is behind me for now. Praise God! Now I just need to be able to make the payments.
I did receive back the Comparable Market Analysis on my home and property and the number came in a lot lower than I had hoped for. I guess the housing market is still struggling.
My attorney feels that I have good cause to go forward in fighting for the life insurance policy Mike had, that was denied to us a couple of weeks before he passed away, even though we kept payments current. The life insurance company was the same company the disability insurance was through. They knew of Mike's status every six months. They have balked on keeping their commitment to us from the start (with the disability payments) and now with his employer completely out of business, they are trying to find a loophole to not pay the life insurance. We are going to be needing some fierce praying in this area to determine if we will go forward, and spend the money to fight this, or let it go. Obviously, a lot of pressure and concern would be relieved, if they would honor all those years we paid into their company for this kind of security.
I thank you for your prayers and offers to help me and my family. It is so comforting to feel God's family surrounding us throughout this challenge. Would you please continue to pray for the items listed below:
* That God's peace would go before each company I will need to contact. That they would handle my situation with grace and kindness.
* That I will be able to find good, inexpensive health insurance, that would accept me with my pre-existing health situation. CHIP is too expensive for me to continue to stay with. They just notified me they are increasing my monthly payment by $50 a month, beginning January 1st.
* That my health will hold up as I try to resume my job after the first of the year, and as I consider taking on more hours. That God will work my situation out, so I can continue to work in the church I love so much, and God will answer prayer on how to pay for my medical coverage another way.
* That God will give me wisdom on how to handle the legal side to things, including whether to pursue the life insurance policy.
* That if I need to sell my home, God would lead me to a safe and comfortable place for me and my two Cocker Spaniels, that I can afford.
I am SO blessed to have such wonderful children and family who are assisting me in this legal jungle I'm in. I am also blessed to have so many dear friends supporting me through this time. I can't imagine going through this kind of thing alone. Thank you!